1. You don't need a referral service to get a good attorney or doctor to take care of your case. All those ads you see and hear about attorney referral services are just adding a middle person that has paid for a referrals and it has nothing to do with how good the lawyer or doctor is.
2. You have only 14 days after an accident to see a Doctor: Many insurance companies won't tell you that till after it is too late. The insurance companies will only have to pay $2500 in benefits unless you see a doctor, within the first 14 days after the accident and get an EMC which stands for Emergency Medical Condition status. With this documentation you will have at least 4x's the coverage for your injuries.